I'm 22 and my dad had co-signed on a loan with me. She does not have my permission nor my dad’s. Is it fraud? She is using my SS# and pretending to be me. I have talked with her and they say there is nothing they can do since my dad is the co-signer and it is done on computer. I am willing to take legal action against this woman!
Who is "she?" Your dad's wife has rights in his estate, because they are married. I don't think there is anything that you can do about it unless you move the account to a secure computer.
If she is truly using your social security number and pretending to be you, you could very well have an action for identity theft under California Civil Code 1789.92 et seq.
You are sliding into this story sideways, so it's kind of hard to parse it out, but from what I can tell, this is very un-legal. Proving it is another matter.
I would didn't disagree. If you does not have legal access to your account then she should not be in it. The question is what to do. The best answer we might be to seek a personal protection order to stop her from invading your privacy.
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