how can i collect accidental coverage from car insurance if my husbant died in a single car accident,my name was on a policy as a secundary driver

I am very sorry to hear of your loss. You may be eligable to file a claim against your husband's uninsured motorist coverage. You should consult with a personal injury attorney who has experience handling car accident cases. An initial consultation is free, and an attorney will be able to tell you what steps to take next with regard to the police and your insurance company. While it can seem bewildering, an experienced attorney will know exactly what to do so that you can get all the help that you need. Good luck.