You might be able to sue the other driver, since he drove without authority. You might sue the owner if her/his/its/their negligence led to this bird driving the vehicle. Hopefully you have uninsured motorist coverage. In any event, consult with your own insurance company, who should pay you what they are obliged to under your policy. If you have a valid claim, and they deny it, you might have a claim for bad faith on the part of your insurer.
Answered on Mar 26th, 2013 at 11:30 PM