Hit and run accidents are more complicated, and most of the time talking to an attorney who specializes in auto accident law can help sort your situation out. If the lady at fault is identified, it is typically her insurance that would be responsible (if her vehicle is insured & she has permission to drive it). If the at fault vehicle has no insurance or she did not have permission to drive the vehicle, the uninsured motorist provision of your policy would become involved. It is very important for everybody to carry uninsured motorist auto coverage for just this situation.
Answered on Jul 02nd, 2015 at 10:32 AM