QUESTION
how do you file a third party insurance claim?
Asked on Aug 18th, 2015 on Automobile Accidents - Kentucky
More details to this question:
My daughter was hit from behind (it is believed that the other driver sped up as she was trying to change lanes). Her insurance had been canceled. If police report reveals him at fault, how do we go about filing a claim. It is believed that the driver of the other car was stalking her and this should be documented. How do we proceed to getting his insurance to cover the damage to her car (which appears will be a complete loss)
1 ANSWER
The police traffic crash report should have the name of the insurance company listed. You can contact the insurance company directly.
Note, if you believe that the collision was an intentional/criminal act, then insurance will not cover such misconduct.
You daughter may receive a letter from the Bureau of Motor Vehicles asking her to provide proof of insurance at the time of the accident. If she fails to respond, then the Bureau can cancel her plates and license.
If there is no insurance, then you would have to file a small claims action through your county's district court.
Answered on Aug 21st, 2015 at 2:23 PM
Answers do not constitute legal advice and do not create an attorney/client relationship. Call to discuss your particular legal needs.