QUESTION
How does one get damages from a carrier if there is incorrect information?
Asked on Apr 24th, 2015 on Personal Injury - Georgia
More details to this question:
I was hit by another motorist and when exchanging numbers and information he had given me a policy number that was not correct. All attempts to get compensation for damage to my vehicle and compensation for the injuries I have received in the accident have gone largely dismissed by his carrier (citing that I don't have the proper policy information).
14 ANSWERS
Personal Injury Law Attorney serving San Diego, CA
at
Law Office of Robert Burns
Update Your Profile
You should work from the information you do have. You shared none of this. You should file an SR-1 form with D.M.V. which might help. If there was a police officer at the scene some type of report or note should have the information, though the motorist may have lied to everyone. Hopefully you were smart enough to get the license plate and driver's license and name of the motorist. If not insured, you should push for prosecution in which you'd seek restitution for your economic losses.
Answered on Apr 30th, 2015 at 3:09 PM
Personal Injury Attorney serving Marksville, LA
at
The Bryan Law Firm L.L.C.
Update Your Profile
A good personal injury attorney can find the information you need to get compensated.
Answered on Apr 29th, 2015 at 8:33 AM
James Eugene Hasser
Make collision and uninsured motorist claims on your own policy. Let your insurance company worry about flushing out the proper insurance of the other driver. Good luck.
Answered on Apr 28th, 2015 at 9:51 AM
Thomas Edward Gates
Retain a personal injury attorney to assist you.
Answered on Apr 27th, 2015 at 7:33 AM
Personal Injury Attorney serving Portland, OR
at
Kaplan Law, LLC
Update Your Profile
If you have a driver's license or plate number you can get the drivers info through the DMV. You can also make an uninsured motorist claim through your own insurance company for your damages. Your insurance company will likely investigate and track down the at fault drivers insurance if they have any.
Answered on Apr 27th, 2015 at 7:32 AM
You do not need to have the proper information if they in fact insure that person. Call up the other driver and get the correct policy number; tell him/her that their insurance company is forcing you to sue them personally by refusing to handle the claim and they should tell their carrier to act correctly. If you can not do that, go over the head of the adjuster and speak to a manager and ask if they want you to see an attorney, file suit against their insured, get a judgment against him/her that will effect their credit rating, pay for a defense attorney and court costs, and then have their insured sue them for bad faith.
Answered on Apr 27th, 2015 at 7:25 AM
Car Accidents Attorney serving Newport Beach, CA
at
Russell & Lazarus
Update Your Profile
Seems like you are getting the run around from the insurance company, but if you want to get the policy number, you can attempt to do so by filing a lawsuit against the other driver or you can attempt to get the information through the DMV. To try through the DMV, file an SR-1 with the DMV, and then file and SR-19 with the DMV. If the DMV is not able to get you the policy number, then file a lawsuit, serve the defendant, and then send an interrogatory asking for the policy number. Or, stop wasting your time and just sue the other driver and attempt to collect your damages.
Answered on Apr 27th, 2015 at 6:59 AM
Ronald A. Steinberg
You might try suing the other driver. He'll get the papers to the insurance company, or else he will have to pay "out of pocket." In Michigan, with our stupid No Fault Law, you go to your own auto insurance to pay the medical bills, lost wages, medical mileage, household replacement services; then you sue the other driver for your pain and suffering. Get a lawyer.
Answered on Apr 27th, 2015 at 6:47 AM
Bankruptcy Attorney serving Madison, WI
at
Richard B. Jacobson & Associates, LLC
Update Your Profile
Your best bet is to consult an experienced personal injury lawyer. You could make your demand on the other driver, and have him contact his insurer. Or you could sue himwhich sounds like it's in the cards.
Answered on Apr 24th, 2015 at 10:17 AM
Automobile Negligence Attorney serving Orlando, FL
at
Kelaher Law Offices, P.A.
Update Your Profile
Sue him in small claims court if your damages are less than $5k and I guarantee you that he will call his insurance company and you'll be talking with an adjuster very soon.
Answered on Apr 24th, 2015 at 9:55 AM
1 Award
Contact your own automobile insurer. They will figure it out. If the other driver's liability insurer can successfully argue that they do not insure the other driver, you can be reimbursed by your own insurer, who will then get the money from either the other driver's liability insurer or from the other driver himself.
Answered on Apr 24th, 2015 at 9:21 AM
Auto Attorney serving Bloomfield Hills, MI
at
Gregory M. Janks, P.C.
Update Your Profile
In Michigan you collect wage loss, medical expenses and replacement services from your own motor vehicle insurer, even when a crash is not your fault (hence the term No Fault Insurance). You also have any collision damage paid for by your insurer. Your only possible claims vs. the other vehicle owner/driver are for mini-tort if you have to pay a collision deductible and for liability payments if you prove you have a serious impairment of a body function as a result of the other owner/drivers negligence in causing a crash and your injuries. It should not matter whether you have a correct policy # for an insured, just the name of the insured, the vehicle involved and proof of negligence (typically supplying a Police Report should suffice on all these points). If the insurer won't respond to you, hire counsel.
Answered on Apr 24th, 2015 at 8:37 AM
Chapter 7 Bankruptcy Attorney serving Syracuse, NY
at
Andrew T. Velonis, P.C.
Update Your Profile
Even if the motorist did not give you correct information concerning the policy, the carrier knows who its insureds are and what policies they have, so they should be the ones providing this information to you, not the other way around. You mention that you have received injuries. Were those injuries treated by a doctor? If not, then they might not qualify as being serious enough to be compensible. You don't mention whether or not you have a lawyer, but if you do, you should not be having the problems that you describe here. If you don't have a lawyer, well then that explains why you are having such problems, and also indicates how best you can resolve them.
Answered on Apr 24th, 2015 at 8:32 AM
Personal Injury Attorney serving Atlanta, GA
at
Gregory S. Shurman, LLC
Update Your Profile
This can happen sometimes. It is a matter of looking at the problem in a variety of ways. A bad policy and/or claim number should not keep you from being compensated.
Answered on Apr 24th, 2015 at 7:32 AM