The insurance company paid your medical bills because they are required to under the No-Fault insurance system. No-fault has nothing to do with who is responsible for the accident. As for your personal injury claim, you have a very good case because your fracture satisfies the "serious injury" threshold under the Insurance Law. No one can answer what the case is worth without much more information. I suggest that you retain a personal injury lawyer. Insurance companies try to take advantage of people who do not have lawyers. Feel free to contact me if you wish to retain counsel.
Answered on Aug 03rd, 2017 at 9:26 AM