Sorry to hear about your situation. That's a very tough scenario. First of all, there will be no insurance coverage, unless you get lucky, because you were injured as the result of an intentional criminal act, not negligence. One thing you can do is ask for restitution as part of his criminal sentence. This should get your medical bills paid and possible your wages. Anything you can put a specific dollar amount on you can request the defendant repay you. There is also a service called the Crime Victims Board through New York State that will help you do this. Google them, they are free. As far as suit, you can make a claim for medical bills/lost wages (assuming you don't recover them in the criminal part), pain and suffering, disfigurement (the scar, if any), loss of enjoyment of life and quite possibly punitives as well. Unfortunately, there will be no insurance to pay for these things and you'll have to get the money directly from the defendant. I hope this person has assets because if he doesn't, you would likely never recover from him (you can't get blood from a stone). Either way, you should get the judgment anyway in case he wins the lottery and keep renewing it every 10 years as interest runs. If I were you, I'd look for another potential defendant such as his employer (if he was working when this happened) to claim negligent hiring and retention. This will get you insurance coverage which will make collecting much easier. As far as settlement goes, no attorney worth their salt can answer that with the information you have given. There are just too many variables. You should seek a personal injury attorney in your area to help you with the above as well as the valuation. Also, move quickly to avoid this person transferring assets and to make sure you are well inside the 1 year statute of limitations for an intentional act. Good luck.
Answered on Jul 26th, 2011 at 12:00 PM