From what you described, you may not be at fault. If you wre given a traffic ticket, you are entitled to a jury trial where the officer would have to prove beyond a reasonable doubt that you were at fault. If you were not given a ticket, but there was damage to either your car or the other car, then you or the other driver can file a claim for property damage. If you cannot settle the claim, you are entitled to a jury trial. If you bring the claim, you must prove by a preponderance of the evidence (that is, more likely than not) that the other driver is at fault. If the other driver \brings the claim against you, the other driver has the burden of proof. Most counties have an arbitration procedure where you can present your case for property damage to a panel of arbitrators. This is an easier procedure than a lawsuit, and you may be able to do it yourself without an attorney. If the other driver files a claim against you, your insurance company will defend the claim (unless you company determines that you were at fault). If you have collision coverage, and the other driver's insurer denies your claim for damage, you can have your company pay your damage, and your company may bring a claim against the other driver. Ultimately, a court decides who is at fault if you push it that far.
Answered on Oct 25th, 2012 at 9:58 PM