I am a taxi driver being sued for hitting a passenger of another vehicle. But my company had no insurance. What do I do?

Sorry to hear what happened to your fiancé.  If the cab company owned the vehicle she was driving at the time of the incident it might be vicariously responsible for the other passenger's injuries.  Of course, if the cab company did not carry insurance that might not make a difference.  Also, if the cab company is in the business of renting or leasing motor vehicles it might not have any responsibility under the Graves Amendment, a law passed years ago by Congress which curtailed the liability of rental car companies and which has been applied to cab companies.  Your fiancé might want to advise the attorneys for the passenger that she has no insurance.  Most attorneys do not want to chase after someone's personal assets and would choose to file a claim with MVAIC.  Finally, generally speaking, a public defender only helps someone who cannot afford a criminal defense attorney, not a civil defense attorney. Best regards, Jonathan R. Ratchik, Esq. Kramer, Dunleavy & Ratchik, PLLC 61 Broadway, Suite 2220 New York, NY  10006 (212) 226-6662 http://kdrpilawyers.com/