I am getting quotes for a new automobile insurance policy. Is the "full tort" option worth the extra $110 a year, over the cheaper limited tort option

Absolutely.  If you choose limited tort there are many very common scenarios where you could be involved in a crash and recover nothing where if you had full tort you might recover $50,000 or more.  See http://fairlielaw.net/read-the-fine-print-before-you-agree-to-limited-tort-insurance/ Steven F. Fairlie, Esq.Fairlie & Lippy, P.C.1501 Lower State Road, Suite 304North Wales, PA 19454voice: (215) 997-1000fax: (215) 997-1777steve@fairlielaw.netwww.fairlielaw.net