I am getting runaround from insurance agency. I would like advice on my options on temporary replacement car.

Is there any way to force an insurance company to admit fault with simply the police report so I can get a replacement vehicle as quickly as possible?  Not really.  You could sue the negligent driver immediately, which may help speed up their processing of your claim.  If the amount is small enough, you can sue in small claims court. You are entitled to be reimbursed the reasonable amount it costs you to rent a reasonable replacement vehicle (excluding insurance and cost of operation).  If you do not rent a replacement vehicle, you can ask for compensation for loss of use of your vehicle from the time of the collision to the time your vehicle is repaired or you are paid for the "total", within reason.  If your vehicle is drivable, that is another story. Check your auto insurance to see if their is rental car reimbursment coverage. John Bisnar BISNAR|CHASE, Personal Injury Attorneys www.BestAttorney.com 800-956-0123