the insurance co. decided to give me all the money i ever paid them for my policy back and i cashed the checks even though my lawyer advised against it. now its been almost a year and i think i dont have a case anymore. i have not heard from my lawyer in all that time. just want to know do i still have a chance. the accident was not my fault!
You have to look at the documents. If you accepted a refund of your premium payments in lieu of filing against the insurance company then you will not be able to bring any further action agains them.
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