I just rear ended someone with someone else''s car and did not have any insurance in my name

Did the owner of the car have insurance? Did you have permission to drive the car? In most circumstances if you answer "yes" to both of these questions you were insured when you were driving the car (unless you are excluded from coverage on the owner's policy). Make sure the owner of the car (who is also responsible for the first $15,000 of bodily injury damage and $5,000 of property damage caused by his car) knows about the accident and gets a coverage determination from his insurance company. If there is no insurance coverage then the other driver's insurance company will be coming after you for the money it must pay out and the DMV may suspend your license for a time (and require you to show proof of current insurance in order to come off that suspension).   Do yourself a favor: make sure you have liability insurance before you drive a car. Good luck! Brian Chase,  BISNAR|CHASE, Personal Injury Attorneys.  http://www.BestAttorney.com http://www.ProductDefectNews.com  800-956-0123.