drove to closet friends-(which is a x-boyfriends sister) and leaves the keys for insurance to take over-but x-boyfriend shows up-takes keys and gets in hit & run-totals car and property-he is not charged because the keys where left--now I'm at fault-if party sues-I can't afford attorney-what steps do i need to do
You need to hire a lawyer immediately. This story simply does not hold water and can cause you to lose your insurance coverage if there are accusations that the story or circumstances are false. If you can't hire a lawyer, you're simply on a river ride to unknown ends, as there are waayyyyyy to many issues to really try to navigate in a blurb. On a positive note, if the first ax was not your daughters fault, she would still have any claims she had against the at fault driver, and for medical care under PIP. **** I hope you won't tell me that the at fault party left the scene of the first accident and is a "phantom" vehicle.
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