There is a 3-year statute of limitations in Wisconsin for negligence: so they victims could still sue you if three years have not passed. Generally the two drivers are supposed to exchange more information than names and telephone numbers. They may have been able to identify your insurance company and contacted them already. In any case, you must notify your insurer promptly if you expect to be covered. Or the owner of the other car may have decided not to bother. Unfortunately you cannot know until you hear from them. Contacting them is generally not a good idea, on the 'let sleeping dogs lie' principle. Good Luck. p.s. No one can tell you how much you'll have to pay, until you see an estimate for repair.
Answered on Mar 11th, 2015 at 1:53 PM