What are the liability facts? Is the insurer attributing some percentage of comparative fault to you? If not, clearly the case is worth more than 100k. Consult an injury lawyer. See if the lawyer will credit you the 40K already offered against the ultimate contingent fee. You should also be putting your own insurer on notice of your Underinsured Motorist Coverage claim, too.
Answered on Jul 10th, 2013 at 7:52 PM