i was in a car accident two months ago and my insurance determined i was not at fault, but yesturday i got a summon from a civil court that the other

Turn this matter over to your insurance company immediately. Most likely, the person suing you and your insurance company have not agreed on a settlement.  Suing you is how the other party is putting pressure on your insurance company to pay their demand. You probably have nothing to worry about, except the hassal of being sued.  You probably are not at any risk of losing something out of your pocket.  At this point it is most likely just a dispute between your insurance company and the person you were involved in the accident with. John Bisnar, Bisnar|Chase, California Personal Injury Attorneys, www.BestAttorney.com, 800-956-0123