I was injured in a store and was told an insurance adjuster will be contacting me later today. How do I handle the call?

First of all, get a lawyer. The adjuster will try to convince you that the accident was your fault, or at least that it was not the fault of the stock boy. You cannot argue with a fool; he will drag you down to his level and then beat you with his experience. You get your own lawyer and do NOT talk to the adjuster until you can set it up with your own lawyer.

You should consult with a plaintiff's accident attorney for specific legal advice and assistance.

Don't talk to the insurance adjuster other than to say you are looking to hire an attorney. The insurance adjuster will offer you cheap quick money in an attempt to avoid having you get to a lawyer.

Injury claims are based on real injury, forget it if there are no further problems.

Most probably have a small claim for the injury, however, until you are certain that the injury is going to heal you are going to be okay it would be very unwise for you to accept any settlement or sign any releases. You would be much better off investing a little time and money and seeking legal counsel

Answer: Technically you do have a claim, but from an economic and social standpoint this claim is difficult in several ways. There isn't enough "damage" to justify the litigation time, expense and the court's time. And... this is a big issue, these small cases give the legal system a bad image. My advice is to forget the damage and move on in life.

If you believe that your injuries require any medical follow up or being checked out, I would strongly suggest that you do so as soon as possible in order to document your injuries and have an opinion from a doctor as to the extent of your injuries and whether any further follow-up is necessary. I suspect that the insurance adjuster will contact you and ask to take a recorded statement. I usually suggest to people that they not provide a recorded statement, but instead agree to provide a brief description of the accident and your injuries, but suggest that it not be recorded. Recorded statements are often used against the interests of individuals pursuing claims. The store may already have video of the incident, which should have been preserved , and then provided to the insurance adjuster to view already. If you have any evidence of your injuries, including proof of the bruising, that would be important. If you can preserve the evidence by photographs, that would be suggested. I would advise the insurance adjuster of the injuries and bruising you sustained. I would not consider settlement negotiations until you are convinced that your injuries have fully resolved, however, the insurance company should be compensating you for the injuries, pain and suffering, and any inconvenience you sustained. Please be advised that in Wisconsin, you generally have three years to either settle your claim or commence a lawsuit against the responsible party who caused your injuries. If you have any questions or your injuries appear more significant, I would strongly suggest that you consult with an experienced personal injury attorney.

Do not make a statement until you know the extent of your injuries. It's the days after the accident that one finds the extent of the injuries. Take pictures. If you have witnesses talk to them about what they observed. If your injuries are as limited as you say, ask for $5K and settle for $1K or higher.

Can explain what happened but they will ask you to provide a recorded statement and that can only be used against you cannot provide any benefit to you. So respectfully decline to provide the recorded statement.

Before discussing settlement with the insurance adjuster, I would wait and make sure the injury does not require medical treatment, assuming that your injury happened recently and you have plenty of time left on your statute of limitations. Assuming it gets better and requires no medical treatment, you should be able to get $2,000 to $3,000 for your injury, in my opinion. Liability is clear so the only real issue is how much are your injuries worth in dollars.