Well, under Michigan law, if you have not sued the other driver/owner before the 3 year anniversary of the accident, you cannot sue now. The Statute of Limitations has run. Under Michigan law, if you can prove through competent medical testimony that your current medical condition is directly related to the auto accident and the original injuries, AND if you timely filed within a year of the accident with your auto insurance, then the medical bills for the care and treatment of those injuries will be paid by your auto insurance. Most Michigan policies have "coordinated" benefits, which means that in all likelihood, you must first submit the bills to your medical insurance carrier, and anything that they reject can then be sent to your auto insurance carrier. Any proper bills not paid within 30 days of being submitted are deemed late, and if the insurance company does not have a very good reason for "delaying or denying payments," it is subject to paying actual attorney fees and penalty interest in addition.
Answered on Aug 15th, 2013 at 8:20 PM