A drunk driver hit my parked car, which is totaled, then ran from the scene. We followed and she was arrested. She didn't have insurance. My insurance covered fair market value minus my deductible. The car was new and not paid off yet. Now, I have to get money for deductible and for down payment for a new car.
You can certainly sue the drunk driver and win, but whether you are ever able to collect the judgment is the real question. Can't get blood out of a turnip.
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