If I am driving a rental car that was rented for me by another party’s insurance company and have an accident, who is liable?

Hello and thank you for using LawQA! The at-fault driver and his/her insurance company will be liable for the damage caused to you and the rental vehicle. If you have auto insurance, presumably you do for the vehicle the rental vehicle was replacing, then your insurance company will process your PIP claim up to at least $10,000 for things like medical expenses, lost wages, and out-of-pocket expenses. If another driver caused the wreck involving the rental vehicle you were driving then his insurance will cover your claim for pain and suffering, medical bills over $10,000, and other areas of damages for which the law of Kentucky requires compensation to such injured individuals.