If I got max $15,000 from an insurance company but my doctor’s bill is over $30,000, how I can recover my losses?

Do you have under insured coverage on your own insurance policy, so you can make a claim? Most medical providers are willing to compromise their liens if their patient does not make a full recovery. Sometimes they agree to take 1/3 of the total recovery on the notion that your attorney gets 1/3 and you get the last 1/3. ?I do not know what they do if you had no attorney representing you.