QUESTION
If I have liability insurance and a car hit me and swiped half of my bumper and I was in the right, what can I do?
Asked on Mar 10th, 2014 on Personal Injury - Louisiana
More details to this question:
The only thing was we both didn't have our license, me and the other driver.
7 ANSWERS
Ronald A. Steinberg
Did you get the license plate of his car? Sue.
Answered on Mar 27th, 2014 at 6:13 AM
Personal Injury Attorney serving Charlotte, NC
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Paul Whitfield and Associates P.A.
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Licenses have nothing to do with fault. The person at fault pays the bill.
Answered on Mar 12th, 2014 at 6:16 PM
Edwin K. Niles
If the other driver has liability insurance, they should pay. If not, the O.D. should pay. If you have collision coverage, use that and your ins. co. will seek reimbursement from the O.D.
Answered on Mar 12th, 2014 at 6:16 PM
Assuming the police came out to the scene, there should be a police report which provides the identifying information for the other driver and insurance information. Go to the police station, obtain a copy of the police report, locate the insurance information and file a claim with the other driver's insurance company.
Answered on Mar 12th, 2014 at 6:16 PM
Appellate Attorney serving Grosse Pointe Farms, MI
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Musilli Brennan Associates, PLLC
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Your question raises many issues. Did you have a license but not on your person, or no license at all. That will make a huge difference. See an attorney.
Answered on Mar 12th, 2014 at 6:16 PM
James Eugene Hasser
Whether or not you or the other driver have licenses is irrelevant to liability. Not having licenses is a matter between you and the State. Liability is a private civil matter between the two of you. The insurance companies should step in and take care of the claims, regardless of whether either of you had a license. Good luck.
Answered on Mar 12th, 2014 at 6:16 PM
Insurance Defense Litigation Attorney serving Auburn, CA
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Graves Law Offices
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Several factors; did the other driver admit liability and did you have comprehensive and collision on your policy? If the other carrier accepts responsibility then they can repair your vehicle. If not then you need to go through your own carrier, but your coverages than become important.
Answered on Mar 12th, 2014 at 6:16 PM