QUESTION
If I was at fault for a car wreck, can I make a claim against my own insurance for property damage and medical bills?
Asked on Apr 19th, 2012 on Personal Injury - Texas
More details to this question:
I was recently in a car wreck which the police report stated I was at fault (I was). Both my friend and I suffered injuries. I understand my friend can make a claim against my liability insurance to be reimbursed for medical costs. Am I able to make a claim against my own insurance if I was the driver at fault? I do have uninsured coverage and personal injury protection insurance too. Thank you.
1 ANSWER
Personal Injury Attorney serving Harker Heights, TX
Partner at
Seigman, Sinkfield & Libersky, PLLC
I hope you have been able to find an answer to your question by now. If you are the at fault driver, you can make a claim for your PIP (&/or MedPay) benefits for reimbursement of your medical costs and/or reimbursement of your lost wages at 80% (PIP only). These coverages are considered "no fault" so they're yours to claim whether or not you are the at-fault party. You are not entitled to benefits under your uninsured/underinsured motorist coverage if you are the at-fault party.
Answered on Aug 09th, 2012 at 12:46 PM