If I was in a car accident and I have about five thousand in unpaid bills and Allstate is offering me six thousand is that a fair offer?

Question

William M Stoddard · Answer

I cannot say as I do not know your injuries or whether there are any concerns for the future.  If the treatment was needed and not over charged (which sometimes happens with some treatment people,) then the offer is not reasonable. But if your care should have cost only $2,000, but for who you saw and the company knows he/she over charges, the company is trying to make you take the loss for your choice of treatment person.

Ronald A. Steinberg · Answer

Not enough details.  Why don't you hire a lawyer.  You are not equipped to do it yourself.

James Eugene Hasser · Answer

What is fair is a matter of opinion. You haven't given enough facts for a lawyer to give you an opinion on that. He or she would need to know more about how the accident happened, whose fault it was and the nature and extent of your injuries. Case values vary widely from case to case and place to place. Experienced personal injury lawyers are familiar with such values. Consider consulting one.

Paul Whitfield · Answer

Depends on all the facts, the liability, the damage, the injury, the bills, what the dr says etc etc etc. Insurance companies often offer 1000, 1200 over medical bills. jurors are not sympathetic with such claims. get the best figure you can and move on.

Dustin Deissner · Answer

Not if liability is certain.  If there is a dispute about fault, maybe.   If there is a dispute about the bills being reasonable and necessary, maybe.

Boris Rubinstein · Answer

No, it is not a fair offer, your case needs to be evaluated by a professional.

Thomas Edward Gates · Answer

Need more information.

Mark T. Peters · Answer

Do you have ongoing issues?  If so, you need to consider paying for those.  Is everything okay?  Then ask for $12,500 and see if they come back with a little more money.

Georges Shers · Answer

Probably not, but you would have to give greater deals as to what the expenses are for in order to determine what would be a fair offer.? Medical lien claims often can be settled for less than their face value.

David Stoddard · Answer

I am assuming that this is for injuries.  This depends on a number of factors  including whether your injury is healed  or whether you will need additional medical treatment, whether you will suffer pain and lack of function in the future, and is if so, how much, and whether and how the injury will affect your life in the future.  If our injury is completely healed and you will suffer not further effects, then you should have no problems.

Andrew Velonis · Answer

What were your injuries? Did you lose time from work?  Have you reached maximum medical improvement?  Is there any permanency? Did you actually use the terms "Allstate" and "fair offer" in the same sentence?

Burton Padove · Answer

This forum is really designed for general questions and not fact specific inquiries about case values.  There are way too many variables involved for any type of accurate estimate based on a paragraph submission.  Lawyers review medical records, bills, life expectancy, other similar cases, the facts of the occurrence, the permanency involved, disability, medication records related to the occurrence, statements of witnesses and/or parties, whether there were tickets issued and admissions made in the traffic case, the insurance company involved in evaluating a claim's value.

Stephen Babcock · Answer

It depends on whether or not you were injured and whether or not the $5,000 is purely for repair bills to your car or medical bills.  If that number if your medical bills, $6,000 is likely not fair, and you should seek an attorney.

Stephen Lombardi · Answer

I doubt that is anywhere close to being fair but without knowing what the   $6,000 valuation is based on I am unable to say.

Jules D'Alessandro · Answer

It is impossible to determine that from the facts you have given but it does seem to be a bit low.  The adequacy of the amount of an offer or the case value itself is not only based on the amount of medicals but also the type of treatment and the disability period while treating with doctors.  An insurance company offer is almost always initially unfair. If you don't already have a lawyer you need to get one.

J. Michael End · Answer

No, that is not a fair offer, unless, perhaps, you were significantly at fault in causing the accident.  I think you should consult with a lawyer who represents people in personal injury cases to find out what a fair settlement value of your claim is.

NA richard@jandjlaw.com · Answer

How many months did you go to treatment?  You she get about 1k per month for pain and suffering.

Mark J. Dean · Answer

This is highly fact specific and there is not enough detail. Set up a free consult with a local personal injury attorney who can go over what happened and assess the claim. (If you are trying to settle on your own, it is likely a low offer).

Spencer Farris · Answer

Doubtful, but hard to say without knowing about your injuries.

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If I was in a car accident and I have about five thousand in unpaid bills and Allstate is offering me six thousand is that a fair offer?

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