Kinda' sounds like this isn't really a Michigan question as your medicals should be paid by your own vehicle insurer or another vehicle insurer in the list of priority per the Michigan statute. Of course, a *written *Application for Benefits (AFB) had to have been turned in to the insurer (or list of possible insurers) within 1 year of the crash, or your claim would be untimely. You may certainly sue any at fault driver, and any owner who gave permissive use of the vehicle to the negligent operator, for your pain and suffering. Whether there is coverage and/or assets is a separate issue, but relevant to whether you will likely be able to collect on any damage award you receive. You have 3 years, in Michigan, to file such a claim.
Answered on Apr 09th, 2014 at 1:40 PM