In Michigan, your own auto insurance is responsible for accident related medical bills not covered by your health insurance. As far as the one (1) week delay, as long as you explain to the doctor that there were no other accidents or injuries in the intervening time, it should not be a problem. If you are not in Michigan, then I suspect that you can claim against the other driver for medical bills, lost wages, property damage, and pain and suffering.
Answered on Feb 10th, 2014 at 11:12 AM