There may be a no-fault premises medical coverage that might apply to you, with a stated policy limit of a certain amount of money, such as up to 5K or 10K IF you were struck as a pedestrian by a car, then the insurance on the car would pay your medical bills, IF the car had Personal Injury Protection (PIP) coverage. IF the car that hit you did not have PIP, then if you had your own car that had PIP, then your insurer will be obligated to pay your bills under your PIP coverage. Then, you would have a liability claim for your general damages against the driver of the car that hit you.
Answered on May 09th, 2013 at 2:43 PM