I cannot tell who is driving what cars from your question. I am assuming your daughter is driving a car you own, and that the 16 YOA at fault driver is driving somebody else's car (one owned by our daughter's best friend). If the 16 year old's father did not own and provide the car to the 16 year old, I do not think he would be liable for the damage. You could sue in small claims court, and if I understand the facts correctly, sue the 16 YOA driver and the owner of the vehicle for allowing an unlicensed driver to drive the vehicle, and hope the owner's insurance covers the claim. If you have collision insurance, it would be easier to let your insurance pay it and let them bring an action against whomever may be liable.
Answered on Jul 18th, 2013 at 10:37 AM