If my vehicle was destroyed in an auto accident through no fault of mine can I collect property damages?

Hi Patrick, if the at fault driver did not have insurance coverage, then u would have to look at your policy to see if you have any uninsured or underinsured motorist coverage. Retain counsel here in Florida to investigate the facts of your case.        

Hello Patrick, I am sorry to hear of this, however, if there are injuries, it appears you and your grandson have a potential case against the owner and driver of the vehicle and possible UM/UIM if such coverage is available. A Personal Injury attorney can investigate this matter and determine all possible responsible parties and insurance coverages including any available 1st party coverage rather than pursuing on your own. Choose an experienced professional to guide and advise you and evaluate your claim if injured. However, if you are interested in consulting with one of us, you will have to reach out, as attorneys are unable to directly solicit on this forum. An attorney providing advice will need much more information than what you have provided and to go into the issues. There are requirements and deadlines. That is why you must consult with an attorney without delay, who can interview you and explain the system and how it applies to you. We all provide free consultations. Loren L. Gold, Esq.