It is hard to answer whether you should retain a lawyer for your accident without more information. Some questions I would need answers to include: Do you know who the driver of the vehicle is? Is the driver insured? How much insurance does he or she have? Do you have a policy of motor vehicle insurance? What is your case worth? If you know who the driver is and his or her insurance company is accepting liability, you might not need an attorney. However, if the driver only has minimal limits, which in Nebraska would be $25,000.00, and your case is worth more, you would have an Underinsured Motorist claim as well as the claim against the driver. There are special requirements you have to follow with regard to an underinsured motorist claim. If you do not follow them, you lose your rights to collect money under your underinsured motorist coverage. If you do not know who the driver is, you would have an Uninsured Motorist claim against your company. These claims generally work the same as those against the other driver with a couple of exceptions. I would suggest at least consulting with a personal injury attorney. Most offer a free consultation so it will not cost you anything to learn more about your rights and options.
Answered on Aug 20th, 2012 at 1:08 PM