QUESTION
In an accident situation do we need to share auto insurance policy bodily injury limit amount with health insurance?
Asked on Mar 09th, 2013 on Automobile Accidents - Virginia
More details to this question:
I had bad accident and got disabled by losing one
leg. Now my health insurance is asking to split the
amount I am receiving from my auto insurance
as part of bodily injury coverage. Do i need to split
this?
Please advice?
I accept that my health insurance has paid
all my medical bills but I had paid lot from my
pocket also and feel that this is separate premium I
have paid monthly to my auto insurance and this
money belongs to me and no need to split with
my health insurance.
Please advice?
1 ANSWER
Insurance & Worker's Compensation Attorney serving Towson, MD
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Saltzberg & Schloss
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If you had a bad accident and got disabled by losing one leg, I would hope that you hired an auto accident attorney to represent you in that matter. If you did hire an attorney, I would assume that he/she has advised you that in some situations a health insurance company can assert a lien in Virginia against a personal injury recovery. If there is a valid lien, then sometimes you can negotiate the amount of that lien with the health insurance company or even try to get the health insurance company to waive the lien. In Virginia, some health insurance liens are not valid due to the anti-subrogation law. If you have not already hired an auto accident attorney to represent you in this matter, I strongly suggest that you do so. Good luck with this matter.
Answered on Mar 10th, 2013 at 11:41 AM