I parked my truck in pass-holder only parking lot. Woman hit my truck and drove away. I contacted owner of lot who looked at surveillance. It showed woman hitting my truck, her parking in a different spot as well as her inspecting damage on her car. I obtained her name and insurance info. Same insurance company as mine, estimated damage $1,500 - $1,800. Woman would have gotten away with it if not for surveillance. I had truck appraised for trade in 1 day before being hit.
You have no initial right of action as against the insurance company. You will need to sue the driver.
Gerry Wendrovsky, Esq.- Upper West Side Lawyer
www.upperwestsidelawyer.com
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