More details to this question:
I had a accident in Feb. 2016. The insurance co. had the wrong vin. They have refused to cover my car and the people who hit me. The accident was my fault. What can I do? should I go after the agent for mistakes & omissions?
2 ANSWERS
You need to retain a lawyer to file suit against your agent for errors and omissions AND a declaratory judgment action against for coverage. My guess is that you will need to come up with a substantial retainer fee for expenses.
Note that if coverage has been denied, you may have BMV issues for violation of Ohio's financial responsibility laws.
Perhaps the "easiest" avenue for you would be if your passengers sued you. At that point your insurance company would likely file a reservation of rights and you could then file a third party complaint regarding the coverage issues.
Answered on Jun 14th, 2016 at 5:40 AM
Answers do not constitute legal advice and do not create an attorney/client relationship. Call to discuss your particular legal needs.
File a complaint with the Ohio Department of Insurance and send a copy to your insurance company.
Answered on Jun 14th, 2016 at 5:23 AM