In Michigan, you can sue the other driver for $1,000 or the deductible, whichever is less. Before your boyfriend settles with his insurance, he needs to gather records of all the things he added to the truck and then check Auto Trader and other sources to see what other similar vehicles are listed for. If the insurance company refuses to negotiate, sue them.
Answered on Nov 05th, 2015 at 9:12 AM