While I am not familiar with your specific case, most likely the insurer is seeking a waiver from your husband of any of his derivative claims (such as loss of support, loss of consortium, etc.). You can state that you are unwilling to settle on the terms specified by the insurance company, in which case there will be no settlement and you will be free to pursue your claims.
Answered on Oct 18th, 2013 at 8:28 PM