my daughter was involved in an auto accident and it wasn't her fault

Dear Anonymous,   You are likely to get a better response from your own insurance company assuming you had coverage for your property damage.  Yes, you will have to pay your deductible, but your insurance company will try to get that back for you through a process called "subrogation."  Subrogation is simply your insurance company collecting what they pay you from the offending party's insurance company.  Also, because your daughter was injured in the accident, and it was not her fault, she is entitled to compensation for her medical bills, pain and suffering, and lost wages (if any).  To collect for her personal injuries, you will need to make a claim with the other party's insurance company, and this is another way to recoup your deductible and any other out of pocket expenses.  If you would like to discuss your daughter's claim in more detail, please contact me for a free consultation. I would be happy to discuss the claims process with you.   Very truly yours, Chip Clark