I suggest that you have someone examine the brakes and determine if the current condition of the brakes are due to the collision or not. If you get a report that supports your claim that the brakes were damaged in the accident, then submit the document to USAA so that the insurance company can reconsider its decision. If USAA still continues to deny the claim as to the brakes, you could always sue the USAA insured in court. Good luck with this matter.
Answered on Nov 27th, 2012 at 8:00 PM