my husband and i are seperated, i was in a car accident and the insurance company says i need an affadavit to prove we're seperated. why?

this depends on who is at fault, and who is suing. if you were injured by fault of someone else, you can claim only for your injuries. it may be that you are being pushed around. you need to ask an atty with all the details. thank you,  jay stillman, nashville tn  stillman and friedland attys