My vehicle was rear ended by. as hit by a dump truck. Do I need a lawyer?

You may if you were injured. Commercial vehicle accidents Almost always covered by commercial insurance policies with higher limits. The carriers and the adjusters are usually more sophisticated because injury potential increases exponentially with 18 wheelers and large commercial trucks.   If you were injured you should, at the minimum, take advantage of a free consultation from a personal injury attorney who regularly handles commercial vehicle accidents.   If you were not injured you may not need the assistance of counsel and if your vehicle can be repaired, it is usually best to take it to the repair shop you prefer and let them deal directly with the insurance carrier for the dump truck.