Regarding the apartment, I hope you have renters insurance? If so report to your carrier. If not, send a certified letter to the landlord asap requesting the drying and informing if mold appears you will request to vacate. Regarding the first collision, the time to take care of the issues was when you first took back the car. You can take back to the body shop but they may now try to say the most recent collision caused any issues. You can also get all paperwork from first repair and get a second opinion. If you can get another shop to state what is wrong and was from first collision and not fixed you can report back to insurance to fix. However, if you signed anything releasing them you may be precluded. For second collision use your insurance if you have full coverage. If not sue the neighbor.
Answered on Dec 12th, 2017 at 7:32 AM