I'm 22; severely injured in car accident in October, 2014. Driver is 24, the vehicle is in his dad's name (legal owner), but they did not have insurance on it. The parents allowed him to drive it without insurance. It was a 2003 catilac. He received a ticket for going to fast for road conditions.
The legal owner is not responsible unless he negligently entrusted the vehicle to his son. Depending on the circumstances of the accident, you can use your uninsured motorist coverage if you had insurance.
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