If you can show through your medical providers these conditions were caused by the accident, the person who hit you is liable. Her insurance, if she had any, or any insurance covering her vehicle should take responsibility. If there is not enough insurance, and you have underinsured motorist, you should also make a claim against your insurance company.
The statute of limitations on a case like this is three years from the date of the accident. If you do not settle your claim or file a lawsuit within this time frame you will forever be barred from pursuing an action against the at fault party. It is highly recommended you contact an attorney for further advice.
This response is general in nature and is not legal advice. No attorney client relationship is formed by it. Further, the response does not represent the opinions or views of LexisNexis or its affiliated companies.
Answered on May 16th, 2013 at 3:25 PM