First, I'm sorry for this accident. Rear-end collisions are far too common. You do have a couple of avenues of recovery. First, your insurance is a good source and they cannot raise your rates if you recover from them. Second, you mentioned a business being involved. If the driver was working for or owned a business, they may have assets you can recover against or may have other insurance that may pay.
I wish you luck and suggest you contact an attorney.
Answered on Dec 29th, 2014 at 7:35 AM