You should consult an attorney immediately. Do NOT try to settle an injury claim for a minor (or in any other circumstance) against an insurance company without legal representation. The insurance company will take advantage of you and convince you to accept a much smaller "settlement" than you deserve. Yes, you will be required, AT SOME POINT, to authorize them to get copies of medical records, HOWEVER, do not sign their authorization forms without consulting a lawyer.
Answered on May 24th, 2013 at 1:27 AM