It sounds like it is your insurance company that is communicating this to you. In Florida, a person has no direct claim against another driver's insurance company. They will have to sue you, and under normal circumstances, your insurance company will hire an attorney to represent you, and will pay a judgment against you up to its policy limits. You should cooperate fully with your insurance company, and share with them any information you have about the other driver and his past medical history.
Answered on Dec 05th, 2012 at 1:43 AM