If you have collision coverage, your co. will fix your car, less the deductible. If and when your co. gets reimbursed by the other driver?s ins., they will get your deductible back for you. You say you have back problems. Your co. will not have any interest in recovering for your medical bills nor for your pain and suffering. You should see a lawyer for this.
Answered on Apr 10th, 2014 at 9:31 PM