More details to this question:
I was sued for a car accident where my son was driving, the party falsely claims they were injured even though the speed was only 10mph. They claim there is a $300,000 medical injury and my insurance will cover half of that. I am afraid it will go to trail and they Plaintiff will win. I am afraid they will come after my house. What can I do? I called many lawyers, but lawyers wont defend me since there is no money in it.
1 ANSWER
Personal Injury Attorney serving Santa Rosa, CA
at
Young Law Office
Update Your Profile
Your insurance company is required to appoint defense counsel for you. If you have not been contacted by a defense attorney, contact the claims representative at your insurance company and find out what is going on. You should also find out if the plaintiff's attorney has made a "policy limits demand," when it was made, how the insurance company plans to respond, etc. You are entitled to know all of this information, and you should insist your insurance company keep an open chain of communication with you about your case. Also, have you received a "Reservation of Rights" letter from your insurance company? If not, find out if they are going to issue one or if they are reserving their rights. If they are, you may have the right to have independent counsel appointed to represent you on your insurance company's dime, but I would need to know more information before I could definitively address that or allay your other concerns.
Answered on Sep 30th, 2019 at 2:12 PM