I was given an estimate by my body shop of $1500. The insurance adjuster talked to the body shop directly and asked them to add some parts and a new total of $2600. I approved the first estimate NOT the second one. Do I have to get all the repairs done? Can I keep the extra money? The check was made out to me AND the body shop. Can I ask the insurance company to make the check out to me only? My understanding is if it is my insurance company paying I have to get the repairs done but if it is the other party''s insurance I can do what ever I want with the money?
You have the right to have the money paid to you.. You are already on the right track. Just contact the other insurance company and let them know you want to keep the money rather than get the car fixed. Good Luck.
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